Financial Advisory Services

For our individual Clients, a personalized financial program is essential to create wealth and preserve assets. We specialize in:

  • Comprehensive Financial Planning
  • Fee-based Planning
  • Retirement Planning
  • Investments
  • Asset Management
  • Asset Allocation
  • Investment Strategies
  • Socially Responsible & Green Investments
  • Cash Management
  • Insurance Analysis
  • Disability Income
  • Life Insurance
  • Health & Medicare
  • Long Term Care
  • College Funding
  • Estate Planning
  • Debt Management
  • Wealth Transfer
  • Charitable Giving
  • Alternative Investments

Business owners can potentially preserve assets and reduce liability through risk management. We work with you to find the best investment strategies for your employees, including:

  • Simple IRAs
  • Payroll Deduction Plans
  • Buy-Sell Agreements
  • 401(k)/403(b) Plans
  • SEP IRAs
  • Profit Sharing Plans
  • Key Person Insurance
  • Defined Benefit Plans
  • Corporate Cash
  • Buy-Sell Agreements
  • Annuities
  • Fixed Income
  • Investment Services
  • Managed Accounts
  • Business Investor Account (BIA)
  • Equity Compensation
  • Executive Services
  • Non-qualified Deferred Compensation
  • Key Person Insurance
  • Succession Planning
  • Tax-Efficient Wealth Transfer & Estate Planning
  • Equalizing Inheritance
  • Retirement Income Planning Executive Benefits


Securities and investment advisory services offered through SagePoint Financial, Inc, Member FINRA/SIPC and a registered investment advisor. Certain insurance products offered through EBNY Insurance Services, Inc. EBNY Insurance Services, Inc. and EBNY Financial, LLC are not affiliated with SagePoint Financial, Inc. or registered as a broker-dealer or investment advisor.
This communication is strictly intended for individuals residing in the states of CA, CT, DE, MN, NJ, NY, OH, PA, VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.